Whether you are a first time home buyer, upgrading, down sizing, buying a vacation property or picking up rental properties I can help you through the entire process from pre-approval to possession date.  If you are thinking of purchasing, call me first so we can see what amount you qualify for and make sure there are no hurdles in the way.

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Whether you want to consolidate your debt, use existing equity to buy another property, pay for a child’s education costs, renovate your existing property or even if you just need to lower your monthly mortgage payment there are plenty of options available to pull equity out of your home when you need it.

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Your financial needs as well as the market changes over time and so should your mortgage.  When your mortgage is up for renewal, this is the best time to re-evaluate what you want from a mortgage and shop around for the best products and rates.  Transferring your mortgage to another lender to take advantage of better rates or products is easy and can save you thousands in interest.

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